won’t see any locations underwater or wiped off the map over the next 30 years, Kamins said, but access to fresh water and insurance premiums will become bigger challenges. Some areas may experience more heat, more flooding, more extreme storms or more intense wildfires – or all of the above. READ MORE Latest climate change news from USA TODAY Each region sees risksĬlimate change will have uneven effects on the U.S. NEWSLETTER Subscribe to the weekly Climate Point newsletter Here's your guide to what, when and where you can expect the worst climate change effects in the U.S. While locations with the greatest risks seem obvious – think Florida – others might surprise you. Banks are being asked to “stress test their portfolios in preparation for the impact of climate change.” Insurers and mortgage companies are asking the same kinds of questions, Kamins said. USA TODAY looked at data from First Street and Moody’s Analytics – two organizations examining climate risk – to see what areas of the country are most at risk over the next 30 years. The consequences vary widely over time and space, so it’s difficult to make a definitive ranking that says “buy here, not there,” but a growing body of evidence helps highlight some general trends. And scientists say the heat and higher sea levels help make some natural disasters more extreme. “There are no winners in a world where climate change gets worse,” said Adam Kamins, director of regional economics at Moody's Analytics and author of a recent study on climate risks in the United States.Ĭlimate change is ramping up the long-term risk almost everywhere, said Kamins and others. If you’re thinking about a long-term real estate investment or shopping for a place to settle down for 20 or 30 years, you might be wondering which cities or states could fare better than others in a changing climate.

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